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Reverse Mortgage vs HELOC

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Homeowners aged 55+ on a fixed income can access their home equity through a Home Equity Line of Credit or a reverse mortgage.
A HELOC allows homeowners to borrow up to 65% of their home's value with minimum monthly interest payments and no scheduled principal payments.
A reverse mortgage enables homeowners aged 55+ to access up to 55% of their home's value in tax-free cash without monthly mortgage payments.